Subject: FW: Action Roofing Hawaii LLC [SYS*REF#9364737]
From: "Gilbert Y. Esparaz (Archives)" <[email-masked]>
To: Submission Clearance <[email-masked]>
Date: Tue, 1 Sep 2026 09:33:39 -0700

From: David Hood <[email-masked]>
Date: Tuesday, September 1, 2026 at 4:16 AM
To: Contract Submissions <[email-masked]>
Subject: Action Roofing Hawaii LLC [SYS*REF#9364737]
Resent-From: <[email-masked]>

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Hi Jennifer,

Please consider the attached submission for Commercial General Liability coverage effective 09/21/2026.

Risk Overview

  *   Established Hawaii roofing contractor in business since 2011.
  *   Insured has been licensed since 2010 under Hawaii Contractor License CT-32151.
  *   Agency has serviced the account since 2017 and reports a clean history throughout that period.
  *   Performs residential and commercial roofing throughout Hawaii.
  *   Account is being marketed due to increased incumbent pricing, not loss activity.
  *   All work is performed by the insured’s employees.
  *   No subcontracted work.

Operations

  *   Roofing: 85%
  *   Waterproofing: 10%
  *   Sheet metal: 5%
  *   Operations include new roofing, reroofing, roof leak repairs, gutter installation and repair, downspouts, and related waterproofing work.
  *   Recent projects range from approximately $800 to $12,000.

Work Breakdown

  *   New residential, single-family tract: 5%
  *   New residential, single-family custom: 40%
  *   New residential, condominium/townhouse: 5%(this should be in ocip)
  *   New commercial construction: 5%
  *   Residential repair/remodel, single-family tract: 5%
  *   Residential repair/remodel, single-family custom: 25%
  *   Residential repair/remodel, condominium/townhouse: 5%
  *   Apartment-to-condominium conversions: 5%
  *   Commercial residential repair/remodel: 5%

Exposures

  *   Estimated annual gross receipts: $1,402,000
  *   Estimated employee payroll: $202,000
  *   Residential roofing payroll: $161,000
  *   Commercial roofing payroll: $40,040
  *   Cost of subcontracted work: $0

Loss History

  *   Loss runs attached, valued 08/28/2026.
  *   No CGL losses reported for the policy periods beginning 09/21/2022 through the current term.
  *   The 2021–2022 Burlington loss run is pending and will follow shortly.

Current Coverage

  *   Would we be able to quote this at a $120-$130 rate based on payroll?
  *   Coverage is being marketed due to rate, not coverage availability or loss experience.

Requested Coverage

  *   Occurrence form
  *   $1,000,000 Each Occurrence
  *   $2,000,000 General Aggregate
  *   $2,000,000 Products and Completed Operations Aggregate
  *   $1,000,000 Personal and Advertising Injury
  *   Blanket Additional Insured
  *   Blanket Waiver of Subrogation
  *   Primary and Noncontributory wording

[www.rpsins.com][visit our website]

David Hood CPCU, ARM, ARe, AU
Commercial Underwriter
Direct: +1 808 535 1955   |   Fax: 808 535 1941
Risk Placement Services   |   RPS-Honolulu
677 Ala Moana Blvd. # 316   |   Honolulu   |   HI   |   96813
Risk Placement Services Insurance Brokers CA License No. 0C66724

[email-masked]<mailto:[email-masked]>  |  RPSins.com  | <https://www.rpsins.com>

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